It means we don't use traditional credit repair services that dispute items on your report. Instead, we educate you on the factors influencing your credit score—such as payment history, credit utilization, and length of credit history—and provide personalized advice on actions you can take yourself to improve it organically over time.

Business tax consulting involves expert advice on optimizing your company's tax strategy, ensuring compliance, and improving your financial statements. To prepare for a bank loan, we review your tax returns, identify deductions or credits you may have missed, and structure your finances to show stronger profitability and cash flow. This makes your business more attractive to lenders by demonstrating fiscal responsibility and reducing potential red flags in your financial history.

There are several options, including Business Lines of Credit (LOC), which offer flexible borrowing like a credit card; Term Loans, which provide a lump sum repaid over a fixed period with interest; and SBA Loans, government-backed programs like the 7(a) or 504 loans for small businesses needing lower rates or longer terms.

It depends on your needs—e.g., a LOC for short-term cash flow, a term loan for equipment purchases, or an SBA loan for expansion if you qualify. We assess your financials, credit, and goals to match you with programs, considering factors like interest rates, repayment terms, and collateral requirements.

This will depend on your file. We aim to get you an offer for at least $100,000 in financing. We often get $250,000 approved and for bigger files, we can get an offer of up to $10 million.

In many cases, we will get you an approval within 48 hours but sometimes it can take a week to two weeks depending on the type of financing and the complexity of your file.

We only submit to financial institutions that offer bank rates.

Term Loans are between Between 5 – 10 years. Lines of Credit are usually 2 years and can be renewed

We welcome you to do it yourself, but it can be a full time job. There are thousands of banks and different bank programs, and we choose the best fit for your unique business, industry, State, and specific operations to get the lowest rates and best terms. We also speed up and simplify the process significantly.

We are experts in underwriting your file and know the requirements for each specific financing program. We will consult with you and, in most cases, repair and improve your file before the submission process works. This itself makes all the difference.

Funding can be as quick as 7 days and as long as 45 days depending on the type of financing and your file. We have cut the regular process down by 3X on average.

Term Loans are monthly payments. Lines of Credit are paid based on used funds.

We have strong relationships with banks and Hedge Funds and we know which programs designed for your business, industry and State will offer you the best rates.