Business lines of credit, term loans, and SBA — at true bank rates. We introduce you to a real bank representative at one of our 50+ partner banks, usually within 24–48 hours.
We know the relationship managers at our partner banks — who to call, what they fund, and how they want a file presented. That's the difference between applying and being introduced.
This is what working with us actually means — a direct line to the bank, handled for you from start to finish.
We connect you to an actual bank representative at one of our partner banks — not a call center, not a web form.
Your introduction happens fast — you are talking to your bank contact within 24 to 48 hours.
We take care of everything from start to finish — preparation, submission, and every follow-up in between.
Questions at any point? We are reachable throughout the entire process, whenever you need us.
No waiting, no gatekeepers — you deal only with decision makers at the bank.
Lines of credit, term loans, SBA and more — we can secure multiple bank products for your business.
Loan marketplaces send your file to dozens of online lenders and call it a service. We prepare your file and walk you into a bank.
Banks fund real, operating businesses. Here's what they look at — and what we review with you on day one.
An operating history banks can underwrite — not a startup on a napkin.
Steady monthly deposits that show the business can carry the payment.
Personal and business credit that's solid — or fixable with a plan.
Tax returns and financials that tell the right story to underwriting.
If your business is bank-ready, we go straight to introductions. If it's not, we get you there first. Either way, you finish funded.
If your credit, documents, or financials aren't where banks need them yet — we fix that first, with a clear plan.
Direct introduction to a real bank representative, your file positioned before submission, and every step managed to funding.
Start with a Quick Apply — it takes less than a minute. If we think you'll qualify, we'll give you a password to access our full application online.
We review your credit, financials, and business profile. You get a clear picture of where you stand and exactly what needs to change.
A personalized roadmap — whether that's a credit improvement plan, bank program timeline, tax document guidance, or a financing file.
We work alongside you — coordinating with your accountant, introducing you to banks, managing the process end to end.
"I thought I was bank-ready — I wasn't even close. They went through my credit and tax returns line by line and told my accountant exactly what to fix. Three months later my file looked completely different, and so did my options."
"After being stuck with expensive alternative lenders, VIP introduced me directly to a relationship manager and had my file reviewed before anything was submitted. I ended up with a real bank line of credit at a rate I didn't think was possible for my business."
"They managed the whole process — the introduction, the paperwork, the follow-ups with the bank. I basically kept running my business while they got the term loan closed. Funds hit my account faster than my last two loans combined."
Start with a Quick Apply — it takes less than a minute. We respond within one business day.